Certificates of Deposit

First Suburban National Bank offers a wide variety of certificates of deposit (also called time deposit accounts or time certificates) with maturity terms from 7 days through 60 months. Rates are established weekly and fixed during the term to maturity. Interest is paid or compounded monthly or quarterly. Early withdrawal penalties may apply. Call an FSNB Customer Service Representative about our products.

Special term and rate certificates may be offered from time to time.

Individual Retirement Accounts

IRAs were established to encourage individuals to save for retirement. Now we can also offer them for education. No matter what retirement and investment plans you might have, you can complement them by choosing from a variety of IRAs.

We offer:

• Traditional IRAs
• Roth IRAs
• Coverdell Education IRAs

See a First Suburban Customer Service Representative to review the maturity options and savings commitment that's right for you. There are many rules and restrictions governing IRAs. Consult your tax advisor for the benefits of an IRA in your specific situation.