Rates

This rate chart contains information on interest rates and Annual Percentage Yields (APY) for some of the accounts we offer.

Certificates of Deposit / Individual Retirement Accounts

Rates updated 03/08/2010.
Account Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
12 Month CD/IRA Special
$500.00 $500.00 1.57% 1.58%
18 Month CD/IRA Special
$500.00 $500.00 1.73% 1.74%
24 Month CD/IRA Special
$500.00 $500.00 2.03% 2.05%
7-31 Day CD
$2,500.00 $2,500.00 0.25% 0.25%
90 Day CD
$2,500.00 $2,500.00 0.29% 0.29%
6 Month CD
$2,500.00 $2,500.00 0.45% 0.45%
12 Month CD/IRA
$500.00 $500.00 0.76% 0.76%
18 Month CD/IRA
$500.00 $500.00 0.96% 0.96%
24 Month CD/IRA
$500.00 $500.00 1.26% 1.27%
30 Month CD/IRA
$500.00 $500.00 1.13% 1.13%
36 Month CD/IRA
$500.00 $500.00 1.57% 1.58%
48 Month CD/IRA
$500.00 $500.00 1.76% 1.77%
A penalty will be imposed for early withdrawal.

Money Market Accounts

Rates updated on 03/08/2010.
Special Money Market* Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$25,000.00+
$25,000.00 $25,000.00 1.07% 1.08%
Preferred Rate Money Market Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$2,500.00 - $9,999.00
$2,500.00 $2,500.00 .25% .25%
$10,000.00 - $24,999.99
$2,500.00 $10,000.00 .35% .35%
$25,000.00 - $49,999.99
$2,500.00 $25,000.00 .45% .45%
$50,000.00 & Above
$2,500.00 $50,000.00 .55% .55%
Fees may reduce the earnings on the account. Interest rate and Annual Percentage Yield may change after account opening.

Tiered Rate Checking and Savings

Rates updated 03/08/2010.
Prestige Checking Minimum Opening Deposit Minimum Balance to Obtain Interest Interest Rate APY
$1,000.00 - $9,999.99
$1,000.00 $1,000.00 0.10% 0.10%
$10,000.00 - $24,999.99
$1,000.00 $10,000.00 0.20% 0.20%
$25,000.00 - $49,999.99
$1,000.00 $25,000.00 0.30% 0.30%
$50,000.00 and Above
$1,000.00 $50,000.00 0.35% 0.35%
Good Sense Savings Minimum Opening Deposit Tiers for Interest Interest Rate APY
$250.00 - $9,999.99
$100.00 $250.00 0.25% 0.25%
$10,000.00 - $24,999.99
$100.00 $10,000.00 0.30% 0.30%
$25,000.00 - $49,999.99
$100.00 $25,000.00 0.35% 0.35%
$50,000.00 and Above
$100.00 $50,000.00 0.45% 0.45%
Fees may reduce the earnings on the account. Interest rate and Annual Percentage Yield may change after account opening.

Checking & Savings Accounts

Rates updated on 03/08/2010.
Account Name Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
50+ Advantage Checking
$250.00 $250.00 0.15% 0.15%
Advantage Checking
$500.00 $500.00 0.15% 0.15%
Basic Savings
$100.00 $250.00 0.25% 0.25%
Business NOW Account
$1000.00 $1,000.00 0.10% 0.10%
Fees may reduce the earnings on the account. Interest rate and Annual Percentage Yield may change after account opening.