Rates

This rate chart contains information on interest rates and Annual Percentage Yields (APY) for some of the accounts we offer.

Certificates of Deposit / Individual Retirement Accounts

Rates updated 07/26/2010.
Account Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
12 Month CD/IRA Special
$500.00 $500.00 1.47% 1.48%
18 Month CD/IRA Special
$500.00 $500.00 1.63% 1.64%
24 Month CD/IRA Special
$500.00 $500.00 1.89% 1.90%
7-31 Day CD
$2,500.00 $2,500.00 0.22% 0.22%
90 Day CD
$2,500.00 $2,500.00 0.25% 0.25%
6 Month CD
$2,500.00 $2,500.00 0.42% 0.42%
12 Month CD/IRA
$500.00 $500.00 0.72% 0.72%
18 Month CD/IRA
$500.00 $500.00 0.90% 0.90%
24 Month CD/IRA
$500.00 $500.00 1.10% 1.10%
30 Month CD/IRA
$500.00 $500.00 1.04% 1.04%
36 Month CD/IRA
$500.00 $500.00 1.46% 1.47%
48 Month CD/IRA
$500.00 $500.00 1.55% 1.56%
A penalty will be imposed for early withdrawal.

Money Market Accounts

Rates updated on 07/26/2010.
Special Money Market* Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$25,000.00+
$25,000.00 $25,000.00 1.03% 1.03%
Preferred Rate Money Market Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
$2,500.00 - $9,999.00
$2,500.00 $2,500.00 .25% .25%
$10,000.00 - $24,999.99
$2,500.00 $10,000.00 .30% .30%
$25,000.00 - $49,999.99
$2,500.00 $25,000.00 .35% .35%
$50,000.00 & Above
$2,500.00 $50,000.00 .45% .45%
Fees may reduce the earnings on the account. Interest rate and Annual Percentage Yield may change after account opening.

Tiered Rate Checking and Savings

Rates updated 06/07/2010.
Prestige Checking Minimum Opening Deposit Minimum Balance to Obtain Interest Interest Rate APY
$1,000.00 - $9,999.99
$1,000.00 $1,000.00 0.10% 0.10%
$10,000.00 - $24,999.99
$1,000.00 $10,000.00 0.15% 0.15%
$25,000.00 - $49,999.99
$1,000.00 $25,000.00 0.20% 0.20%
$50,000.00 and Above
$1,000.00 $50,000.00 0.25% 0.25%
Good Sense Savings Minimum Opening Deposit Tiers for Interest Interest Rate APY
$250.00 - $9,999.99
$100.00 $250.00 0.15% 0.15%
$10,000.00 - $24,999.99
$100.00 $10,000.00 0.20% 0.20%
$25,000.00 - $49,999.99
$100.00 $25,000.00 0.25% 0.25%
$50,000.00 and Above
$100.00 $50,000.00 0.30% 0.30%
Fees may reduce the earnings on the account. Interest rate and Annual Percentage Yield may change after account opening.

Checking & Savings Accounts

Rates updated on 06/07/2010.
Account Name Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY
50+ Advantage Checking
$250.00 $250.00 0.15% 0.15%
Advantage Checking
$500.00 $500.00 0.15% 0.15%
Basic Savings
$100.00 $250.00 0.25% 0.25%
Business NOW Account
$1000.00 $1,000.00 0.10% 0.10%
Fees may reduce the earnings on the account. Interest rate and Annual Percentage Yield may change after account opening.