This rate chart contains information on interest rates and Annual Percentage Yields (APY) for some of the accounts we offer.
Certificates of Deposit / Individual Retirement Accounts
Rates updated 07/26/2010.| Account | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
12 Month CD/IRA Special |
$500.00 | $500.00 | 1.47% | 1.48% |
18 Month CD/IRA Special |
$500.00 | $500.00 | 1.63% | 1.64% |
24 Month CD/IRA Special |
$500.00 | $500.00 | 1.89% | 1.90% |
7-31 Day CD |
$2,500.00 | $2,500.00 | 0.22% | 0.22% |
90 Day CD |
$2,500.00 | $2,500.00 | 0.25% | 0.25% |
6 Month CD |
$2,500.00 | $2,500.00 | 0.42% | 0.42% |
12 Month CD/IRA |
$500.00 | $500.00 | 0.72% | 0.72% |
18 Month CD/IRA |
$500.00 | $500.00 | 0.90% | 0.90% |
24 Month CD/IRA |
$500.00 | $500.00 | 1.10% | 1.10% |
30 Month CD/IRA |
$500.00 | $500.00 | 1.04% | 1.04% |
36 Month CD/IRA |
$500.00 | $500.00 | 1.46% | 1.47% |
48 Month CD/IRA |
$500.00 | $500.00 | 1.55% | 1.56% |
Money Market Accounts
Rates updated on 07/26/2010.| Special Money Market* | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
$25,000.00+ |
$25,000.00 | $25,000.00 | 1.03% | 1.03% |
| Preferred Rate Money Market | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY |
$2,500.00 - $9,999.00 |
$2,500.00 | $2,500.00 | .25% | .25% |
$10,000.00 - $24,999.99 |
$2,500.00 | $10,000.00 | .30% | .30% |
$25,000.00 - $49,999.99 |
$2,500.00 | $25,000.00 | .35% | .35% |
$50,000.00 & Above |
$2,500.00 | $50,000.00 | .45% | .45% |
Tiered Rate Checking and Savings
Rates updated 06/07/2010.| Prestige Checking | Minimum Opening Deposit | Minimum Balance to Obtain Interest | Interest Rate | APY |
|---|---|---|---|---|
$1,000.00 - $9,999.99 |
$1,000.00 | $1,000.00 | 0.10% | 0.10% |
$10,000.00 - $24,999.99 |
$1,000.00 | $10,000.00 | 0.15% | 0.15% |
$25,000.00 - $49,999.99 |
$1,000.00 | $25,000.00 | 0.20% | 0.20% |
$50,000.00 and Above |
$1,000.00 | $50,000.00 | 0.25% | 0.25% |
| Good Sense Savings | Minimum Opening Deposit | Tiers for Interest | Interest Rate | APY |
$250.00 - $9,999.99 |
$100.00 | $250.00 | 0.15% | 0.15% |
$10,000.00 - $24,999.99 |
$100.00 | $10,000.00 | 0.20% | 0.20% |
$25,000.00 - $49,999.99 |
$100.00 | $25,000.00 | 0.25% | 0.25% |
$50,000.00 and Above |
$100.00 | $50,000.00 | 0.30% | 0.30% |
Checking & Savings Accounts
Rates updated on 06/07/2010.| Account Name | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
50+ Advantage Checking |
$250.00 | $250.00 | 0.15% | 0.15% |
Advantage Checking |
$500.00 | $500.00 | 0.15% | 0.15% |
Basic Savings |
$100.00 | $250.00 | 0.25% | 0.25% |
Business NOW Account |
$1000.00 | $1,000.00 | 0.10% | 0.10% |

